VHIP STUDENT  HEALTH INSURANCE 

Medical Coverage 

Pre-existing condition coverage 

Yes, if consultation or treatment is not within 6 months prior to the commencement of insurance.

Eligible Medical Expenses 

Emergency medical treatment for sickness or injury, whether in-patient or out-patient.

Follow - up Visits
No limitations.

Physician /Surgeon/Anesthetic - Yes.

Registered Graduate Nurse - Yes.

 X-Ray Laboratory Examination - Yes

Eye Examination - Yes: one (1) visit in a twelve ( 12 ) month period 

Ambulance-  local/mountain/sea rescue

Maternity Benefits -Yes, provided the pregnancy commenced during the term of the insurance (childbirth and miscarriage not covered). 

Travel Outside of Canada

Includes USA & Mexico as long as the majority of the period of the coverage 51% is spent in Canada, up to 30 days. 

Claims Procedure 

Consult the claim guideline in your policy working.

Annual Body Check up 

Once a year. 

Exclusion 

Please see policy for details.

Also Included 

Common Carrier Accident to a maximum limit of $100,000.00 and 24 Hour Accident, to a maximum of $15,000.00.

Benefit /Maximum Limit

Maximum Liability -$1,000,000

Family Transportation Expense $1,500

Return Home for Medical Treatment $5,000

Prescription Drugs $500

Emergency Dental Expenses /Treatment - $500

Accidental Dental Expenses -$4,000

Physiotherapy/Chiropractic/
Chiropodist/Osteopath/ Podiatrist - $500

Cremation -  $4,000

This is not a travel insurance policy.
This is a summary of coverage.
See the policy pamphlet for complete details.